Prestige 15% Relationship Bonus w/o CitiGold or Global Client

Citi Prestige card holders are eligible for 4 banking relationship bonus. For example, if you are a Prestige card holder and have Citigold banking account (monthly fee $30) then you qualify for a 15% TYP relationship bonus. You can read more about this in DoC's article. But the interesting thing is - I don't (and … Continue reading Prestige 15% Relationship Bonus w/o CitiGold or Global Client

2 Mil+ Points Earned – Year One of Churning as a Grad Student

Let me first get this out of the way - this is not a brag post, it is rather meant to show you what is possible even on low income. Also, this is not a high ceiling for someone in my income range. I'm sure someone with similar personal scenarios as me has earned 4x miles than I did … Continue reading 2 Mil+ Points Earned – Year One of Churning as a Grad Student

Generate 75k and 100k Amex Hilton Referrals

The essence of this article is that there are still ways to generate 100k and 75k referral links. link to generate 100k Surpass (2/27/2017) https://www262.americanexpress.com/business-card-application/raf/200452-CCSG link to generate 75k no AF Hilton (exp 2/1/2017) https://www262.americanexpress.com/business-card-application/raf/200475-CCSG Also the old links I shared in another article a while ago still work. While these links were set to … Continue reading Generate 75k and 100k Amex Hilton Referrals

How to partially reset Ink Plus 2x & 5x category cap on first 50k expenses

As you might know Ink Plus only gives 2x (gas & hotel) and 5x (office stores & some bills) on the first $50k spend respective categories. However, there is apparently a rather straight forward way to partially reset it. When I saw the reset and realized what had happened, I was rather dumbfounded by the fact … Continue reading How to partially reset Ink Plus 2x & 5x category cap on first 50k expenses