Surfing Net and Making Calls in Nepal: NTC vs Ncell

Okay, this topic barely has anything to do with churning but the reality is you could read about usual churning stuff in 5,000 other blogs. I make it a habit to (mostly) not report on the big and glorious headlines of churning. Instead I cover smaller things that most other bloggers tend to miss. Also recently made … Continue reading Surfing Net and Making Calls in Nepal: NTC vs Ncell

Prestige 15% Relationship Bonus w/o CitiGold or Global Client

Citi Prestige card holders are eligible for 4 banking relationship bonus. For example, if you are a Prestige card holder and have Citigold banking account (monthly fee $30) then you qualify for a 15% TYP relationship bonus. You can read more about this in DoC's article. But the interesting thing is - I don't (and … Continue reading Prestige 15% Relationship Bonus w/o CitiGold or Global Client

2 Mil+ Points Earned – Year One of Churning as a Grad Student

Let me first get this out of the way - this is not a brag post, it is rather meant to show you what is possible even on low income. Also, this is not a high ceiling for someone in my income range. I'm sure someone with similar personal scenarios as me has earned 4x miles than I did … Continue reading 2 Mil+ Points Earned – Year One of Churning as a Grad Student

Generate 75k and 100k Amex Hilton Referrals

The essence of this article is that there are still ways to generate 100k and 75k referral links. link to generate 100k Surpass (2/27/2017) https://www262.americanexpress.com/business-card-application/raf/200452-CCSG link to generate 75k no AF Hilton (exp 2/1/2017) https://www262.americanexpress.com/business-card-application/raf/200475-CCSG Also the old links I shared in another article a while ago still work. While these links were set to … Continue reading Generate 75k and 100k Amex Hilton Referrals