This guide has also been shared on r/churning! The goal of the article is to list most, if not all, hard and fast rules that will hinder your churning activity. Some of these rules, such as 1/24 from Citi, came as a direct response to growth of churning activity. Now for the sake of keeping … Continue reading Anti-Churning Rules
I recently made two separate stays at Crown Plaza Kathmandu also known as "Soaltee" ( literally means sister's husband's brother) hotel. The first one was on occasion of Christmas 2016 and the second was on new year eve 2017. Overall I spend 6 days on Soaltee. At the moment there are three major international chains with loyalty … Continue reading Crowne Plaza Kathmandu-Soaltee Review
Let me first get this out of the way - this is not a brag post, it is rather meant to show you what is possible even on low income. Also, this is not a high ceiling for someone in my income range. I'm sure someone with similar personal scenarios as me has earned 4x miles than I did … Continue reading 2 Mil+ Points Earned – Year One of Churning as a Grad Student
The essence of this article is that there are still ways to generate 100k and 75k referral links. link to generate 100k Surpass (2/27/2017) https://www262.americanexpress.com/business-card-application/raf/200452-CCSG link to generate 75k no AF Hilton (exp 2/1/2017) https://www262.americanexpress.com/business-card-application/raf/200475-CCSG Also the old links I shared in another article a while ago still work. While these links were set to … Continue reading Generate 75k and 100k Amex Hilton Referrals
As you might know Ink Plus only gives 2x (gas & hotel) and 5x (office stores & some bills) on the first $50k spend respective categories. However, there is apparently a rather straight forward way to partially reset it. When I saw the reset and realized what had happened, I was rather dumbfounded by the fact … Continue reading How to partially reset Ink Plus 2x & 5x category cap on first 50k expenses
Few weeks ago I decided I had enough of Citi and Hilton Reserve card. I didn't like the fact that they kind of admitted I should have received the signup bonus but denied the bonus. So I picked up the phone and called them with full intention of cancelling my Hilton Reserve card. While I … Continue reading 1st retention call – over 30k offer in 5 minutes!
UPDATE: The glitch in 1st month is dead everything else should be fine. I love plastiq. They deliver my check on time. They even mail rent check directly to me. They often run Mastercard and Amex promo rate. On top of that they offer a referral system which further lowers my fee. Above all it earns … Continue reading Glitch: I got less than 1% service fee on Plastiq!